Case study: Fluvial Hazard Zone

Front page of the Rocky Mountain News following the catastrophic flood in Big Thompson Canyon in August of 1976. Photo credit: Colorado Geological Survey.
Front page of the Rocky Mountain News following the catastrophic flood in Big Thompson Canyon in August of 1976. Photo credit: Colorado Geological Survey.

“The Fluvial Hazard Zone (FHZ) is defined as the area a stream has occupied in recent history, may occupy, or may physically influence as it stores and transports water, sediment, and debris.”

House precariously undercut by lateral scour on the Big Thompson River a quarter of a mile below Glen Comfort, Larimer County, August 1976. Photo credit: Ralph Shroba.
House precariously undercut by lateral scour on the Big Thompson River a quarter of a mile below Glen Comfort, Larimer County, August 1976. Photo credit: Ralph Shroba.
Severe road damage from bank erosion along CR-43 (Devils Gulch Road) caused by the extreme flooding event along the northern Front Range of Colorado, September 2013. Photo credit: Jon White for the CGS.
Severe road damage from bank erosion along CR-43 (Devils Gulch Road) caused by the extreme flooding event along the northern Front Range of Colorado, September 2013. Photo credit: Jon White for the CGS.

Local, state, and federal agencies often collaborate on projects concerning emergency preparedness and community resilience. In this case, the Colorado Geological Survey assisted the Colorado Water Conservation Board (CWCB), the Colorado Department of Local Affairs (DOLA), and local governments by providing technical expertise for the Colorado Hazard Mapping Program (CHAMP). The CHAMP project facilitates effective long-term flood hazard reduction in Colorado. A crucial part of that process is the development of FHZ mapping protocols and debris flow hazard assessments in combination with traditional floodplain mapping. Community engagement and education on the FHZ protocols is ongoing across the state.

Debris flow damage in Jamestown, Colorado, November 2013. Photo credit: Jonathan White for the CGS.
Debris flow damage in Jamestown, Colorado, November 2013. Photo credit: Jonathan White for the CGS.
Road damage from bank erosion as a result of the September 2013 flood event in Boulder and Larimer counties. Photo credit: Jon White for the CGS
Road damage from bank erosion as a result of the September 2013 flood event in Boulder and Larimer counties. Photo credit: Jon White for the CGS.

The initial impetus for CHAMP was the widespread devastation caused by the catastrophic flooding event along the Front Range in September 2013. Boulder and Larimer counties were the hardest hit, both in mountain communities and areas in the plains downstream. Though not the first time the state has experienced a major flooding event, 2013 galvanized opinions across the state that action had to be taken to recognize and mitigate flooding risks to the residents of the state. 

“The 2013 floods perfectly illustrated the inherent shortcomings of static floodplain maps during certain events. The creation and implementation of the FHZ program goes a long way to increasing resilience in dynamic stream systems. I’m certain lives will be saved, and infrastructure will be protected when land use managers adopt this important tool.”

Kevin Houck, Chief, Watershed and Flood Protection, Colorado Water Conservation Board
Bank erosion (cut bank caving) along the North Fork of the Gunnison River in Paonia, Colorado in the summer of 1984. Photo credit: Colorado Geological Survey.
Bank erosion (cut bank caving) along the North Fork of the Gunnison River in Paonia, Colorado in the summer of 1984. Photo credit: Colorado Geological Survey.
Flooding and erosive flows following a 2004 rainstorm caused this bridge collapse in El Paso County. East Sand Creek had been "channelized" upstream of this structure - possibly concentrating the flows and resulting in this damage. Photo credit: Colorado Geological Survey.
Flooding and erosive flows following a 2004 rainstorm caused this bridge collapse in El Paso County. East Sand Creek had been “channelized” upstream of this structure – possibly concentrating the flows and resulting in this damage. Photo credit: Colorado Geological Survey.

Traditional FEMA Flood Insurance Rate Maps (FIRMs) are elevation-based and delineate only inundation (flooding) hazards. FHZ mapping—accomplished primarily by fluvial geomorphologists—relies on the interpretation of data describing the physical location, form, and active sediment and debris transport processes of a stream or river system. An FHZ map essentially identifies areas where a stream or river might change its path during flooding events. Important basic assumptions regarding an FHZ appraisal are that stream dimensions change during a flood event and that flows are transporting sediment and debris. The unexpected impact of these two processes on the community during a flooding event can be catastrophic and fatal.

Fluvial geomorphic hazards exist within all stream corridors of Colorado.

Any regulation based on the Colorado FHZ Delineation Protocol is determined by local communities who are encouraged to explore the development of FHZ maps for the benefit of all residents. Pilot mapping of around 450 miles of stream has already been completed across the state.

“Rivers, streams, lakes, and their floodplains are major elements of healthy aquatic and riparian habitats and conveyance of flood waters. If watersheds, rivers, streams, lakes, estuaries, floodplains, and other systems are not viewed holistically as biological and geomorphologic units, serious degradation of habitat and increased flood hazards to people and human development may result.” 

from ordinance text

More Resources

Colorado Hazard Mapping & Risk MAP PortalCHAMP StoryMap — A StoryMap describing the progress of the CHAMP program statewide.

Colorado Water Conservation Board (CWCB) – Colorado Fluvial Hazard Zone ProgramMain site of the program. 

Colorado Fluvial Hazard Zone ProgramResources — All FHZ publications along with a link to the Colorado Flood Threat Bulletin

Federal Emergency Management Administration (FEMA) – National Flood Insurance Program (NFIP) — Background information on the existing federal flood insurance program. 

Round River DesignEnvironmental consulting company and Co-Lead for the Colorado Fluvial Hazard Mapping Program. 

Sand Creek Fluvial Hazards– A StoryMap about the Sand Creek FHZ Mapping and Mitigation Plan.

Watershed Science and DesignCo-authors of the FHZ Protocol. 

Citations

Blazewicz, Michael, Katie Jagt, Joel Sholtes, and Cris Sturm. “Colorado Fluvial Hazard Zone Delineation Protocol v1.0.” Fluvial Hazards. Denver, CO: Department of Natural Resources, Colorado Water Conservation Board, August 2020. https://www.coloradofhz.com/.
 
Colorado Water Conservation Board. “Fluvial Hazard Zone Fact Sheet v3.4.” Colorado Water Conservation Board, 2020. https://www.coloradofhz.com/s/CWCB-FHZ-Fact-Sheet-v34.pdf.
 
———. “Fluvial Hazard Zone Metadata Template.” Colorado Water Conservation Board, August 2020. https://www.coloradofhz.com/s/FHZ_Metadata_template_v10.docx.
 
———. “Fluvial Hazard Zone Overlay District Model Ordinance v1.0.” Colorado Water Conservation Board, August 2020. https://www.coloradofhz.com/s/FHZ-Model-Ordinance_v10_August2020.pdf.
 
———. “Fluvial Hazard Zone Program Overview v1.0.” Denver, CO: Colorado Water Conservation Board, 2020. https://www.coloradofhz.com/s/FHZ_ProgramOverview_v10.pdf.
 
———. “Introduction to Stream Corridor Easements v1.0.” Colorado Water Conservation Board, 2020. https://www.coloradofhz.com/s/CWCB-Stream-Corridor-Easements_v10.pdf.
 
———. “Planning for Fluvial Hazards Quick Start Guide v1.2.” Colorado Water Conservation Board, 2020. https://www.coloradofhz.com/s/CWCB-FHZ-Quick-Start-v12.pdf.
 
Watershed Coalition. “Resilient Crossings: Landowners Handbook 2017.” Coalition for the Poudre River Watershed, 2017. https://www.coloradofhz.com/s/FINAL_ResilientCrossingsHandbook_2017_Web_smallcover.pdf.